Union Trust Bank Website

1	CURRENT ACCOUNTS
i	Opening of New Account: Min. initial deposit Personal Account Min. initial deposit Business Account Min. initial deposit Business Account Min. initial deposit Business Account	Le250,000 Le250,000 Le500,000 Le500,000	Unincorporated Sole Proprietorship, Partnership & Co
ii	To reactivate Dormant Account	Le20,000
iii	Commission on Turnover per quarter Minimum	2.5% per mille Le10,000
iv	To close account - Accrued ledger fee Minimum	Le20,000
v	Cheque Book 25 Leaves 50 Leaves	Le10,000 Le20,000
vi	Bankers Cheques Issued Customer’s Commission Minimum Maximum Non-Customer’s Commission 1% Minimum Cancellation of Bankers Cheques	Le15,000 Le30,000 Le30,000 Le5,000
vii	CREDIT FACILITIES Establishment Fee Personal Accounts: upto 6 mths 2% Minimum 6 mths-1yr - 2.5% Minimum Business Accounts: upto Le10m - 2.5% Minimum Le10m-Le25m - 2% “ Le25m-Le50m - 2% “	Le50,000 Le150,000 Le300,000 Le500,000
vii	Minimum monthly interest on Overdraft A/c Excess Requests: up to 1 month above 1 month	Le20,000 - 1.25% - 2.5%
ix	Special Clearing (local) “ “ Special Clearing (outside Freetown)	Le20,000 Le40,000
x	Unpaid ChequesRefer to Drawer Effects not cleared	Le50,000 Le40,000
xi	Stop Payment	Le40,000
xii	Additional statement request	Le5,000 per copy
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