Untitled Document

1	CURRENT ACCOUNTS (continuation)
xiii	Audit Report Below 12 months Above 12 months	flat rate Le50,000
2	SAVINGS ACCOUNT
i	Opening of New Account a. Minimum initial deposit b. Minimum balance to maintain/earn interest	Le55,000 Le50,000
ii	Issuance of Identity Card	Le5,000
iii	More than (4) Withdrawals per month	Le5,000 per withdrawal
iv	To reactivate dormant account	Le20,000
v	To close an account: Below three months Above three months	Le15,000 Le10,000
vi	Penalty on below minimum balance	Le5,000 per month
vii	Replacement of lost I.D. Card	Le5,000
3	FOREIGN ACCOUNTS
i	Opening a new account: Minimum initial deposit - - Personal - Business Minimum balance required or equivalent Minimum balance to earn interest Penalty on minimum Foreign Balance	$1,000 $2,000 $1,000 $50,000 5% per month
ii	USD cash withdrawal against cash deposit -	1%
iii	Quarterly maintenance fee	$15 or equivalence in GBP or EURO
iv	To close an account - 2% Minimum	$15 or equivalence in GBP or EURO
4	FOREIGN EXCHANGE
i	T/Cheques purchased	1%
ii	T/Cheques sold	not available
iii	Purchase of foreign cheques	0.5%
iv	*Collection charge* Discount charge Foreign cheque returned unpaid - Actual charge Stopped Foreign Cheque/Draft	1% or equiv. Min: $25 0.5% Min: Le10,000 +$10 or £7.5 $16
v	(v) Purchase of Foreign Currency Notes	Free
vi	Sale of Foreign Draft - 2% Comm. Min.	$10 or £7.5
vii	Sale of Foreign Currency Notes	Free
viii	Transfer between Foreign Currency Accounts to other Banks—2% Min Transfer between Foreign Currency Accounts within Union Trust Bank Limited	$10 or equiv. Free
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