{"id":5564,"date":"2019-03-19T17:09:35","date_gmt":"2019-03-19T17:09:35","guid":{"rendered":"https:\/\/utb.sl\/?page_id=5564"},"modified":"2019-03-19T17:25:06","modified_gmt":"2019-03-19T17:25:06","slug":"sme-loans","status":"publish","type":"page","link":"https:\/\/www.utb.sl\/?page_id=5564","title":{"rendered":"SME Loans"},"content":{"rendered":"<p>[vc_row][vc_column width=&#8221;2\/3&#8243;][vc_column_text]<\/p>\n<h3>SME short term loans<\/h3>\n<ul>\n<li>up to 12 months<\/li>\n<li>to support commercial activities- increase working capital; business growth &amp; Profitability<\/li>\n<li>With flexible terms of repayment based business\u2019s cashflow<\/li>\n<\/ul>\n<h3>SME medium term loans<\/h3>\n<ul>\n<li>between 18-36 months<\/li>\n<li>expansion of business operations and funding of working capital<\/li>\n<li>financing of capital expenditure<\/li>\n<li>we offer flexible repayment structure<\/li>\n<\/ul>\n<h3>Inventory financing facilities<\/h3>\n<ul>\n<li>for product stocking and inventory financing<\/li>\n<li>offers a working capital support as payment to suppliers<br \/>\nup to 18 months<\/li>\n<\/ul>\n<h3>Receivable backed working capital lending<\/h3>\n<ul>\n<li>For partial release of value from Interim Payment Certificate<\/li>\n<li>facility amount per transaction is a maximum of Cedi equivalent of US$500,000.00 and up to 60% of the total contract sum\/IPC<\/li>\n<\/ul>\n<h3>Contractor financing<\/h3>\n<ul>\n<li>short and medium term construction finance.<br \/>\nWe also support the issuance of the following contract requirements;<\/li>\n<li>bid bonds<\/li>\n<li>performance bonds<\/li>\n<li>advance payment bonds<\/li>\n<li>Retention bonds<\/li>\n<\/ul>\n<h3>Import and export financing<\/h3>\n<ul>\n<li>to enhance trade \u2013 import documentary credit; import bills; export documentary credit; export bills; guarantees; export invoice finance<\/li>\n<\/ul>\n<h3>Bridge financing<\/h3>\n<ul>\n<li>short term facility<\/li>\n<li>to augment customers working capital in the interim<\/li>\n<\/ul>\n<h3>LPO financing<\/h3>\n<ul>\n<li>to fund supply contracts<\/li>\n<li>up to 180 days (longer term deals may considered)<\/li>\n<li>the facility amount per transaction is a maximum of SLL equivalent of US$500,000.00 and up to 70% of the LPO value<\/li>\n<\/ul>\n<h3>Vehicle and Asset Financing<\/h3>\n<ul>\n<li>to provide an effective value-for-money capital expenditure financing programme to each stakeholder to facilitate the acquisition of critical assets for business and personal use<\/li>\n<li>products include- finance lease; Sale and Lease back; vendor leasing; operating lease; household asset finance; fleet finance; equipment finance; Asset Release<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/3&#8243;][stm_sidebar sidebar=&#8221;311&#8243;][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column width=&#8221;2\/3&#8243;][vc_column_text] SME short term loans up to 12 months to support commercial activities- increase working capital; business growth &amp; Profitability With flexible terms of repayment based business\u2019s cashflow SME medium term loans between 18-36 months expansion of business operations and funding of working capital financing of capital expenditure we offer flexible repayment structure Inventory<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-5564","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.utb.sl\/index.php?rest_route=\/wp\/v2\/pages\/5564","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.utb.sl\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.utb.sl\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.utb.sl\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.utb.sl\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=5564"}],"version-history":[{"count":3,"href":"https:\/\/www.utb.sl\/index.php?rest_route=\/wp\/v2\/pages\/5564\/revisions"}],"predecessor-version":[{"id":5567,"href":"https:\/\/www.utb.sl\/index.php?rest_route=\/wp\/v2\/pages\/5564\/revisions\/5567"}],"wp:attachment":[{"href":"https:\/\/www.utb.sl\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=5564"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}