SME short term loans
- up to 12 months
- to support commercial activities- increase working capital; business growth & Profitability
- With flexible terms of repayment based business’s cashflow
SME medium term loans
- between 18-36 months
- expansion of business operations and funding of working capital
- financing of capital expenditure
- we offer flexible repayment structure
Inventory financing facilities
- for product stocking and inventory financing
- offers a working capital support as payment to suppliers
up to 18 months
Receivable backed working capital lending
- For partial release of value from Interim Payment Certificate
- facility amount per transaction is a maximum of Cedi equivalent of US$500,000.00 and up to 60% of the total contract sum/IPC
Contractor financing
- short and medium term construction finance.
We also support the issuance of the following contract requirements; - bid bonds
- performance bonds
- advance payment bonds
- Retention bonds
Import and export financing
- to enhance trade – import documentary credit; import bills; export documentary credit; export bills; guarantees; export invoice finance
Bridge financing
- short term facility
- to augment customers working capital in the interim
LPO financing
- to fund supply contracts
- up to 180 days (longer term deals may considered)
- the facility amount per transaction is a maximum of SLL equivalent of US$500,000.00 and up to 70% of the LPO value
Vehicle and Asset Financing
- to provide an effective value-for-money capital expenditure financing programme to each stakeholder to facilitate the acquisition of critical assets for business and personal use
- products include- finance lease; Sale and Lease back; vendor leasing; operating lease; household asset finance; fleet finance; equipment finance; Asset Release
